Many of us are struggling to achieve financial independence. A lot of us find ourselves struck between supporting our aging parents as well as our growing or grown children leaving no time, effort, or funds to even begin to worry about ourselves, our future, or our retirement. Job security no longer exists, technological advances are taking over our jobs, Social Security is vanishing, Stress levels are sky rocketing, Bills keep growing instead of diminishing. 

Our first thought almost always is, adding another bill like Life insurance is not even an option yet we forget to think about how Life insurance is the only one bill that has the capacity to take care of all the other bills, our family and even ourselves at once. Hence the most important bill of all.

Life insurance policies have Evolved! Now they allow you to leave money behind for your loved ones and also gives you access to that money while you’re alive.  

If you become chronically ill were you are unable to perform two of the six activities of daily living (bathing, eating, dressing, toileting, transferring or continence) or you’re severely cognitively impaired for a period of at least 90 days, the Long Term Care rider gives you access to the death benefit (usually 2% monthly) to cover your immediate needs. 

If you experience an unexpected emergency or hit retirement age and need money, the Cash Accumulation strategies the company uses to grow your policy value allows you to accumulate cash that you can use for these such instances. 

No Social.. No Problem! Have an existing Medical Condition… No problem! Chances are you’re still insurable.

Not all policies are created equal… if you’re interested in learning more about these policies, learning about how money works, how to manage debt, and save for your future so you can finally be financially free, Inquire today! Free Consultations available upon request!